LoanWise UK — Free Student Loan Overpayment Calculator
LoanWise UK is a free, privacy-first calculator that helps UK graduates understand their student loan repayments for tax year 2025-26. Compare what you'd pay with and without voluntary overpayments across all UK loan plans: Plan 1, Plan 2, Plan 4, Plan 5, and Postgraduate Loans.
How It Works
Enter your salary, loan balance, and plan type to see a year-by-year projection of your repayments. The calculator uses official thresholds from GOV.UK and lets you export results to PDF or Excel.
Explore Our Resources
- Insights Hub — Educational articles on student loan repayment strategies, interest rates, and life events
- Student Loan Plans — Detailed breakdown of all UK loan plan thresholds and terms
- FAQ — Frequently asked questions about student loan repayments
- About LoanWise UK — Our methodology and data sources
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